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Using Your Card

Your WESTconsin CU Visa Gift Card is issued by WESTconsin CU and may be used for purchases at most merchants where Visa Debit is accepted. The Card is non-reloadable and cannot be reused. The Card may not be used at some merchants, including recurring payments, non-financial money exchange establishments, and gambling establishments. Some merchants, like restaurants, hotels, or rental car agencies, may attempt to submit authorizations against the Card for an amount greater than the actual purchase amount. If a merchant attempts an authorization greater than the balance remaining on your Gift Card, it may be declined. The WESTconsin CU Visa Gift Card is not a credit card. You may only use it when there is a balance remaining on the Card and only up to the amount left on the Card. Purchases will be deducted from your Gift Card until the value reaches zero. If you are given value through the use of the Card greater than the balance remaining, you will pay us on demand the amount by which your transactions exceeded the balance remaining on the Card. To make a purchase greater than the balance on your Card, you will need to use a second payment method—cash, check, credit, or debit card—to cover the difference. When making a purchase, tell the cashier how much to deduct from your Card and how much you will pay with the second payment method. A $2.50 monthly inactivity fee will be assessed after twelve months of no activity.

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