Savings Rates as of September 1, 2014

Dividends are calculated on a daily balance, and credited and compounded monthly. Dividend rates and annual percentage yields (APY) may be changed monthly after the account is opened, based on market conditions. Withdrawals and service charges may reduce earnings.

Account Dividend Rate APY
Membership Savings
$5 minimum opening deposit
0.10% 0.10%
Preferred or Select Checking 0.05% 0.05%
AddsUp Checking
Balance up to $15,000
Balance more than $15,000

2.00%
0.10%

2.02%
0.10%
Savings
No minimum balance to open or earn dividends
0.10% 0.10%
Christmas Club
No minimum balance to open or earn dividends
0.10% 0.10%
Funeral Trust
No minimum balance to open or earn dividends
0.10% 0.10%
HSA Savings & Checking
$0 - $9,999.99
$10,000.00 and more
0.15%
0.40%
0.15%
0.40%
Membership Savings with Life Insurance  Opened before 7/1/96
Balance up to $4,000 
Balance more than $4,000
0.05%
0.10%
0.05%
0.10%

Money Market Savings & Checking

No minimum balance to open

Amount Dividend Rate APY
$0 - $9,999.99 0.10% 0.10%
$10,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.30% 0.30%
$50,000 - $99,999.99 0.40% 0.40%
$100,000 and more 0.50% 0.50%

Achieve Money Market*

Amount Dividend Rate APY
$ 0 - $24,999.99 0.20% 0.20%
$25,000 and more 0.50% 0.50%
* $15 fee in any month if balance drops below $25,000.00
* $15 fee for each withdrawal over 3 each month
* $1,000 minimum withdrawal and deposit

Please contact us about fees, terms or for more information about any of these accounts.

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