Personal Loan Rates as of

Get the Best Rate!

For your next purchase or refinance, WESTconsin Credit Union offers several discounts on our already low personal loan rates including:  

Determining Your Annual Percentage Rate (APR)

Our staff will always work with you to get you the best possible interest rate for your individual situation. Not sure where you stand with your credit report? We'll review your credit report with you, and recommend steps to improve or maintain your credit score. Interest rates on loans are determined by a number of factors including:

  • Credit rating

  • Payment history

  • Collateral age (when appropriate)

  • Loan term

Apply Now!

 

Secured Vehicles -
2010 and newer
APR as low asMonthly Payment per
$1,000.00 borrowed
Up to 24 Months 1.99% $42.54
Up to 36 Months 2.24% $28.86
Up to 48 Months 2.49% $21.91
Up to 60 Months 2.74% $17.86
Up to 72 Months 3.24% $15.31
Up to 84 Months* 3.99% $13.67
Secured Vehicles -
2006-2009
APR as low asMonthly Payment per
$1,000.00 borrowed
Up to 24 Months 2.74% $42.87
Up to 36 Months 2.99% $29.08
Up to 48 Months 3.24% $22.24
Up to 60 Months 3.49% $18.19
Up to 72* Months 3.99% $15.64
Secured Vehicles -
2005 and older
APR as low asMonthly Payment per
$1,000.00 borrowed
Up to 24 Months 4.24% $43.54
Up to 36 Months 4.49% $29.75
Up to 48 Months 4.74% $22.92
Up to 60 Months 4.99% $18.87
Unsecured Consumer Loans APR as low as Monthly Payment per
$1,000.00 borrowed
Up to 48 Months 9.00% $24.89
Up to 60 Months* 10.50% $21.51
Kwik Cash 10.50% $20 or $4 per
$100.00 borrowed, whichever is greater

Lowest Secured and Unsecured rates above assume A+ credit score and Gold MVP level.

*Term is subject to creditworthiness.

 

  APR as low asMonthly Payment per
$1,000.00 borrowed
CURewards Visa 9.00%3% of new balance
of charges or $10, whichever is greater.  View terms and rate sheet.
Home Equity Line of Credit
(up to 80% of equity)
4.25% n/a

Get Some Tips on Establishing Good Credit.

The above rates are subject to change at any time without notice. Other rates and terms are also available. Rates subject to credit approval. Down payment requirements may apply. The credit union may impose document or other fees, including but not limited to any minimum, fixed, transaction, activity or similar charge.

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