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Personal Loan Rates as of

Get the Best Rate!

For your next purchase or refinance, WESTconsin Credit Union offers several discounts on our already low personal loan rates including:

Determining Your Annual Percentage Rate (APR)

Our staff will always work with you to get you the best possible personal loan rate for your individual situation. Not sure where you stand with your credit report? We’ll review your credit report with you, and recommend steps to improve or maintain your credit score. Interest rates on loans are determined by a number of factors. We pay close attention to these when acquiring your personal loan rate.

  • Credit rating

  • Payment history

  • Collateral age (when appropriate)

  • Loan term

Resource: Credit Scores—Understanding your FICO® Score

Refinancing or purchasing, Apply Now and see what kind of personal loan rate you can get!


Secured Vehicles -
2012 and newer
APR as low as Monthly Payment per
$1,000.00 borrowed
Up to 24 Months 1.99% $42.54
Up to 36 Months 2.24% $28.86
Up to 48 Months 2.49% $21.91
Up to 60 Months 2.74% $17.86
Up to 72 Months 3.24% $15.31
Up to 84 Months* 3.99% $13.67
Secured Vehicles -
APR as low as Monthly Payment per
$1,000.00 borrowed
Up to 24 Months 2.74% $42.87
Up to 36 Months 2.99% $29.08
Up to 48 Months 3.24% $22.24
Up to 60 Months 3.49% $18.19
Up to 72* Months 3.99% $15.64
Secured Vehicles -
2007 and older
APR as low as Monthly Payment per
$1,000.00 borrowed
Up to 24 Months 4.24% $43.54
Up to 36 Months 4.49% $29.75
Up to 48 Months 4.74% $22.92
Up to 60 Months 4.99% $18.87
Unsecured Consumer Loans APR as low as Monthly Payment per
$1,000.00 borrowed
Up to 48 Months 9.00% $24.89
Up to 60 Months* 10.50% $21.51
Kwik Cash

Ready Reserve Transfers to Checking:
$2 each, $1 each for Silver, No Charge for Gold MVP

10.50% $20 or $4 per
$100.00 borrowed, whichever is greater

*Term is subject to creditworthiness.  Lowest Secured and Unsecured rates above assume A+ credit score and Gold MVP level.

  APR as low asMonthly Payment per
$1,000.00 borrowed
CURewards Visa 9.00% 3% of new balance
of charges or $10, whichever is greater. View terms and rate sheet.

The above rates are subject to change at any time without notice. Other rates and terms are also available. Rates subject to credit approval. Down payment requirements may apply. The credit union may impose document or other fees, including but not limited to any minimum, fixed, transaction, activity or similar charge.

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