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Set SMART Goals

Posted: January 10, 2017

Set SMART Goals

Written by Jen Bailey, WESTconsin Credit Union

When setting goals, consider setting SMART goals—goals that are specific, measurable, achievable, relevant and time-based. This model of goal-setting can be applied in schools, businesses and even your personal life. So, let's take a closer look at the meaning of each letter of the acronym.

  • Specific - Clearly spell out what it is you are going to do. This part of the goal-setting process answers the "what," "where" and "how."
  • Measurable - Define specific criteria that can be used to measure your progress toward meeting your goal.
    • Example: Save $500 by July 1, 2016.
  • Achievable - Goals should be challenging, but achievable at the same time.
  • Relevant - Make sure your goal is relevant and important to you. This part of the goal-setting process answers the "why."
  • Time-bound - A specific deadline/time frame should be identified as to create urgency for the goal to be met. This part of the goal-setting process answers the "when."
    • Example: Save $500 by July 1, 2016.

Which goal(s) do you want to tackle first? Perhaps it is to save money. America Saves can help you get started with more information about saving for emergencies, retirement, a car and so much more!

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