Home

Summer is Sweeter When You Join WESTconsin Credit Union

BECOME A MEMBER Contact Us

Become a member and get $400!*

WESTconsin Credit Union isn’t your average financial institution. We’re member-owned, community-focused, and dedicated to making a difference. This July, open a Membership Savings Account and eSmart Checking Account at WESTconsin Credit Union and you could get a $400 bonus when you qualify.

And here's the best part—your new membership can help someone else, too.

When you meet the qualifying requirements, WESTconsin will donate $100 to charity, helping make a difference close to home. 

While this offer may be for a limited time, our commitment to supporting our communities is year-round. In 2025 alone, our team members spent over 5,300 hours participating in volunteer activities and were a part of 835 local events! 

We make it easy! Open your new Membership Savings and eSmart Checking accounts online through our secure online application system, or in person at any of our 15 office locations throughout the region!

Becoming a member isn’t just a great choice for your wallet. It betters your community.

Better rates help your money go further 
Lower fees mean more money stays in your pocket
A more personal approach provides the support you need 
Our member-owned status means we're invested in you

So, how does it work?*

  • Become a member
  • Open an eSmart Checking Account
  • Complete 10 debit card transactions in August
  • Complete 10 debit card transactions in September
  • We deposit $400 into your account!
  • We donate $100 to charity!

Why wait? Make the world a little better and put some extra money in your pocket!

Become a Member


Become a member and get $400* with an eSmart Checking Account

There’s never been a better time to open an eSmart Checking Account—whether it’s online, in person, or over the phone. In addition to the modern convenience and ATM-friendly features, we donate to a local organization every quarter based on the total number of swipes, chips, and taps.

Learn more about eSmart Checking

Helpful Resources

Find an Office
Locate a WESTconsin office near you.
eSmart Checking Account
Open a checking account that supports your community!
Become a Member
Take the first step online or in one of our 15 convenient locations.
The Credit Union Difference
Discover what makes joining a credit union special. 
Member Stories
See why our members can count on WESTconsin!

Frequently Asked Questions

If the account has been closed for more than 12 months, you can qualify for this promotion.

Yes, if you are not currently a primary owner on another account with WESTconsin Credit Union, you could open your own primary account and qualify.

Yes, individuals in the same household would qualify as long as the individuals are not currently primary owners on any account with WESTconsin Credit Union.

You are only eligible to receive the $400 new member promotion for one new primary membership with eSmart Checking, and 10 qualifying debit card transactions in August and September. However, you can open more than one account if you choose.

You can open your account online and still qualify for this promotion. We will have someone follow up with you after your account is opened to verify that you fully understand all of the requirements to qualify for the promotion.

Direct deposit is not a requirement in order to receive the $400 bonus.

Enrolling in eStatements is one of the requirements of our eSmart Checking. If you opt out of eStatements you will receive a monthly account fee.

No monthly fees (as long as you are enrolled in eStatements) and there are no minimum balance requirements for eSmart Checking.

We will not be notifying members before the deposit takes place.

All of the deposits will be deposited into the qualifying member’s savings account. After the deposit is in the account you are able to move it between accounts as you see fit.

Yes, the $400 is considered taxable income.

Yes, you will receive a tax form for the deposit.

A rewards program just for our members

Receive special discounts, earn bonus dividend rates and much more.
Membership Value Pricing®

*Receive a $400 bonus after opening a new primary base share (savings) account and eSmart Checking account between 7/1/2026 and 7/31/2026, and complete at least 10 debit card transactions per month for 2 consecutive full calendar months immediately following account opening. Regardless of which day in July the accounts are opened, new member will need 10 qualified transactions in August and in September to qualify for the incentive. Membership qualification required. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Eligible debit card transactions include: purchases made using PIN, signature, online, or by phone, payments including one-time or recurring, digital wallet purchases with your WESTconsin Credit Union debit card. Debit card transactions must be posted by the end of the qualification periods to be counted toward the required number of qualifying posted transactions that period.  Business accounts and minors under age 18 are not eligible. Members who are primary owners on existing WESTconsin accounts or on previous WESTconsin accounts in the last 12 months do not qualify. Accounts must be in good standing upon receiving a payout. The $400 bonus incentive will be deposited into the qualifying member’s primary share account by October 31, 2026. WESTconsin reserves the right to withhold or reclaim incentive if qualifications are not met. Limit of one account per member may be included in promotion. The incentive is subject to federal and state tax requirements, which are account holder’s responsibility. WESTconsin Credit Union reserves the right to end this promotion at any time. No minimum balance with an eSmart Checking account. Other fees, conditions or restrictions may apply. Refer to the Membership Agreement, Truth in Savings Disclosure, Electronic Fund Transfers Agreement and Service Charges and Fee Schedule for more information. Insured by NCUA. A charitable donation designated by WESTconsin Credit Union that meets the credit union’s Mission of Giving and Donations Policy will be made in the amount of $100 for each qualifying new member of this campaign. Donation to be made by October 31, 2026.