Eligibility applies to any secured consumer loan $5,000+ that is new to WESTconsin for either new or existing members with the mention of the promotion. This offer excludes all loans already financed at WESTconsin Credit Union. To qualify for the incentive payment, the loan (refinanced with WESTconsin) must remain active for 90 days and the member must maintain good standing with WESTconsin Credit Union. Good standing requires that all loans and account balances are current with the proper insurance coverage in place. Approved applicants must become WESTconsin members by establishing a share account with a minimum deposit of $5.