Pay a Person

Pay a Person is a convenient way to send money to friends, family, and other people you know and trust, no matter where they bank. To pay your share of something like a meal, a gift, or a trip, Pay a Person makes it easy to pay your share of the cost.

Select Pay a Person from the main menu and accept the terms and conditions to get started. From there, add a contact with just their name, email address, or U.S. mobile phone number to start sending money! 

When you send a payment, the recipient will receive a text or email, notifying them to select the delivery method and where they want the funds sent to. Pay a Person will send the recipient a reminder after 3 days, and again after 5 days to accept the payment if they haven’t already. 

Keeping your money and information secure is a top priority for WESTconsin Credit Union. When you use Pay a Person within our Mobile App or WESTconsin Online, your information is protected with the same technology we use to keep your WESTconsin account safe.

You can send money to friends, family, or other people you know and trust. Since the money will be debited directly from your WESTconsin account once the recipient accepts the payment, it’s important for your security to send funds only to those you know and trust.

The transfer timeline depends on the delivery method the recipient chooses to receive the payment. If they utilize their debit card or it’s going to a WESTconsin account, they can receive the funds instantly. If they choose ACH, using their bank account information for an external financial institution, the funds would be received in 1-2 business days.

While there is no fee to send funds with Pay a Person, the recipient may be charged a fee if they choose to utilize the instant transfer option and they’re at an external financial institution. There is no fee to transfer money between WESTconsin accounts. Any applicable fee is disclosed to the recipient before they choose the delivery method.

You cannot reverse a payment once it’s been sent and completed. However, if the payment was initiated but the recipient hasn’t completed the deposit instructions, you can cancel the pending payment. Otherwise, the recipient has 7 days to accept the payment. If it’s not accepted within 7 days, the payment will automatically be cancelled at that time, and both the sender and recipient will be notified that the link is expired.

There is no fee to send money with Pay a Person. Recipients may be charged a fee based on the method they choose to receive the funds. Any applicable fee is disclosed to the recipient before they select the delivery method.

To determine WESTconsin send limits, call our Service Center at (800) 924-0022.

Contact our Service Center at (800) 924-0022.