Personal Loan Rates

Determining Your Annual Percentage Rate (APR)

Our staff will always work with you to get you the best possible personal loan rate for your individual situation. Not sure where you stand with your credit report? We’ll review your credit report with you, and recommend steps to improve or maintain your credit score. Interest rates on loans are determined by a number of factors. We pay close attention to these when acquiring your personal loan rate.

  • Credit rating
  • Payment history
  • Collateral age (when appropriate)
  • Loan term

Get the Best Rate!

For your next purchase or refinance, WESTconsin Credit Union offers discounts on our already low personal loan rates including:

  • A .25% or .50% discount that is determined by your Membership Value Pricing (MVP) program status.
  • Flexible terms up to 24, 36, 48, 60, 72** and 84** months!

Resource: Credit Scores—Understanding your FICO® Score