Personal Savings Accounts
We’re here to help you save. And we have lots of ways to do it—from our basic member savings account to our specialized savings accounts and a great variety of investment products.
Membership Savings Account
To become a member of WESTconsin Credit Union, you will be required to open and maintain this simple savings account. The Membership Savings Account can be opened for you with a mere $5 minimum balance. This deposit represents your ownership-share in the credit union. Additional savings accounts can be opened with no minimum balance or withdrawal charges. All savings accounts earn dividends on each day’s balance. Dividends are credited and compounded monthly.
More Ways to Help You Build Your Savings
We’re big believers in helping our members develop healthy savings habits. So, in addition to offering regular savings accounts, we also offer a variety of other money-wise options, including a Christmas Club and Funeral Trust. And we offer many investment products to assist you in saving for the future or for medical expenses. The National Credit Union Administration (NCUA) federally insures all WESTconsin savings accounts up to at least $250,000.
Save all year long for the holiday season with a WESTconsin Christmas Club account. Through auto-transfers or other regular deposits, members can save systematically and painlessly. It’s an easy way to save for the busy holiday season.
All funds in your Christmas Club account will be automatically transferred into your Membership Savings Account on November 1, allowing you plenty of time to shop for gifts or plan a winter vacation. Any funds deposited after that day will be accumulated for the following year!
- No minimum balance required to earn dividends
- No monthly service fees
- Dividends earned monthly
Give Your Kids a $martStart
WESTconsin Credit Union’s Youth Savings Accounts are structured to encourage and reward saving. Earn an amazing rate on balances up to $2,500. This High Yield Youth Savings Account is available for kids under age 18.
- Youth member must be the primary account holder
- One Youth Savings Account per youth member
- WESTconsin Online and Mobile App access to funds
- No penalties for withdrawals