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Auto Loans

With competitive rates, flexible terms, and a convenient application process, our auto loans take the stress out of buying a new car, truck, or even motorcycle. We offer up to 100% financing and a variety of repayment terms, plus on-the-spot financing at many dealerships. It couldn’t be any easier! Whether you live in our Minnesota membership field or Western Wisconsin, we make it easy!

Why WESTconsin for Auto Loans

  • Competitive rates
  • Flexible loan terms up to 84 months for new or used vehicles
  • Same day approval in most cases
  • Convenient application process―online, mobile, by phone or visit any WESTconsin office
  • Refinance your higher rate auto loans and save
  • No prepayment penalties―reduce your interest by paying early
  • Calculate your monthly payments

Exclusive member discounts

Whether issuing new auto loans or refinancing higher interest ones, WESTconsin offers valuable discounts on our already low loan rates. These include a .50% Gold or .25% Silver MVP discount determined by your Membership Value Pricing program status.

  • Auto Loan FAQs

    How can being preapproved help me when I’m vehicle shopping?

    Being preapproved helps you focus on negotiating the best price, knowing that you won’t be surprised when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just window shopping.

    How fast can I be approved for a vehicle loan? Will funds be available same day?

    In many cases, your funds may be available the same day. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.

    Can I pay off my loan quicker than the payment schedule?

    Yes. At WESTconsin, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.

    Do you offer a debt protection plan?

    Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your loan specialist for additional details.

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