Loans For Fast Money Transactions

WESTconsin Credit Union offers signature loans that are not secured by collateral, including our lines of credit. As you pay off the balance on lines of credit, the money becomes available for you to use again. You only pay interest on the money you use.

Kwik Cash

Sometimes you just need some extra cash. Whether it’s an unexpected expense or a temporary shortfall, Kwik Cash provides a line of credit that is ready when you need it. A Kwik Cash loan allows you to conveniently borrow small amounts, up to a preapproved limit, by calling us, using WESTconsin Online or our Mobile App to transfer the money into your account.

  • No annual fee
  • Transfer money to your WESTconsin accounts using CALL-24, WESTconsin Online, or our Mobile App
  • Pay nothing until a transfer occurs and there is a loan balance
  • Use what you need, then pay back with a small monthly payment and use the funds again as needed

Ready Reserve

Because sometimes mistakes happen—no matter how careful you are! Our Ready Reserve overdraft protection automatically transfers money to your checking account if the balance goes below zero.

As a line of credit, use what you need, then pay back with a small monthly payment, then use the funds again as a short-term loan or source of emergency cash. Ready Reserve is an affordable alternative to payday lending or title loans.

  • No annual fee
  • Overdraft protection connected to your checking account
  • Serves as a personal line of credit—transfer money using CALL-24, WESTconsin Online, or our Mobile App
  • Pay nothing until a transfer occurs and there is a loan balance
  • Use what you need, then pay back with a small monthly payment, and use the funds again as needed

How to Apply

Click here for eligibility and terms.