SCAM ALERT! Several members have reported receiving a fraudulent call requesting personal or financial information. This is a scam. WESTconsin Credit Union will never contact you by phone, text message or email to ask you for your personal or financial information. Click here for more information and identity theft resources.

Share Certificates

Looking for a higher rate of return with a secure investment? Share Certificates may be a good fit for you! Certificates allow you to earn a higher rate of return than a typical savings account, and are available in a variety of terms from 3 to 60 months.

  • Guaranteed rate of return for a fixed period of time
  • Minimum deposit is $1,000 or $5,000 (depending on certificate), or $500 if age 16 or younger
  • Funds insured up to at least $250,000 by the National Credit Union Administration (NCUA)
  • Great dividend rates, which become even better with Membership Value Pricing and Volunteer Club status

At maturity, choose from the following options:

  • Automatically renew principal and dividends for the same term at the prevailing rate at the time of renewal
  • Withdraw dividend earnings and renew principal
  • Reinvest the certificate in another type of investment
  • Cash in the entire certificate (there is a penalty for early withdrawal of funds from the certificate)

Step-Up Certificates

Open a WESTconsin Step-Up Certificate and we'll reward you with special benefits! You'll get a great rate and some flexibility. After your initial $5,000 deposit into this 36-month certificate, you can make additional deposits of at least $1,000 anytime, increase the rate on the certificate one time, and make a one-time withdrawal of up to 50% of the original amount of the certificate without penalty.

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