Skip to content

Share Certificates

Looking for a higher rate of return with a secure investment? Share Certificates may be a good fit for you! Certificates allow you to earn a higher rate of return than a typical savings account, and are available in a variety of terms from 3 to 60 months.

  • Guaranteed rate of return for a fixed period of time
  • Minimum deposit is $1,000 or $5,000 (depending on certificate), or $500 if age 16 or younger
  • Funds insured up to at least $250,000 by the National Credit Union Administration (NCUA)
  • Great dividend rates, which become even better with Membership Value Pricing status

At maturity, choose from the following options:

  • Automatically renew principal and dividends for the same term at the prevailing rate at the time of renewal
  • Withdraw dividend earnings and renew principal
  • Reinvest the certificate in another type of investment
  • Cash in the entire certificate (there is a penalty for early withdrawal of funds from the certificate)

Step-Up Certificates

Open a WESTconsin Step-Up Certificate and we'll reward you with special benefits! You'll get a great rate and some flexibility. After your initial $5,000 deposit into this 36-month certificate, you can make additional deposits of at least $1,000 anytime, increase the rate on the certificate one time, and make a one-time withdrawal of up to 50% of the original amount of the certificate without penalty.

WESTconsin Credit Union Notification:

You are now leaving the WESTconsin Credit Union website and going to a website not operated by WESTconsin. WESTconsin is not responsible for the content of this site and the privacy and security policies may differ from those practiced by WESTconsin. The third party website may provide less security than WESTconsin's website. WESTconsin does not represent the third party or you if you enter into a transaction. WESTconsin is not endorsing or guaranteeing the products, information or recommendations provided by linked sites. WESTconsin is not liable for any failure or services advertised on third party sites.