What Can an Easy Equity Line of Credit Do for You?


What is an Easy Equity line of credit?

With an Easy Equity loan from WESTconsin, you borrow against your home’s equity. Like how a credit card functions, a HELOC gives you the flexibility to borrow, repay, and repeat.

What can an Easy Equity line of credit be used for?

You can use the funds from your line of credit for anything! You have the freedom to choose when and how you use these funds.

  • Home improvement projects, new appliances, landscaping, or emergency repairs
  • Consolidate and pay off other high interest debts
  • Weddings
  • Medical costs
  • College expenses

What determines the amount of my line of credit?

The amount of your line of credit depends on the amount of equity you have built up in your home and your credit history. Generally, lenders will allow you to access up to 80% of the equity you have in your home with a home equity line of credit. Calculators available on our website can help you determine the amount you may qualify for with an Easy Equity loan.  


How do I access the funds?

Having an Easy Equity loan provides you with quick and convenient access to available funds anytime or anywhere you might need them. You can access them through our mobile app, online banking, or even through text banking. If you would rather stop into one of our offices or call our service center, one of our friendly team members would be happy to assist you with pulling money for your Easy Equity account.

Do I have to have a mortgage with WESTconsin to get an Easy Equity loan?

No, your mortgage does not have to be serviced by WESTconsin for you to qualify for an Easy Equity loan.

How do I apply for an Easy Equity loan?

You can apply online through our online mortgage loan application. Have more questions? One of our knowledgeable and friendly mortgage loan officers are happy to assist you through this process. Please call our Service Center and ask to speak to your local Mortgage Loan Originator for assistance.


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