Checking Accounts

Opening a checking account with WESTconsin Credit Union is quick and painless, with a number of tiers and options for tailoring your account to fit your spending habits.

With seven products to choose from, our checking accounts are well suited to your particular lifestyle and needs. For more information, download our Personal Checking Accounts brochure.

Make the switch to WESTconsin. We’ll make it easy! Just stop by any office location and we’ll walk you through the process of closing your old account, help you to get your funds transferred to your new account, and give you a personalized demo of our free online banking and bill payment. Contact WESTconsin today for more information!

  • Preferred Checking

    Checking with all the perks!

    This account is much more than just a checking account—it’s a package of financial tools, identity theft protection and recovery resources, shopping and medical discounts, and more.

    • Exclusive member benefits for only $7 per month, discounted to:
      • $4 per month—Silver level Membership Value Pricing (MVP) members/households
      • FREE—Gold level MVP members/households
    • No monthly or per item charges
    • Dividends earned on all balances
    • No minimum balance required
    • Two boxes of custom checks per year FREE
    • FREE money orders
    • Up to 50% in savings on shopping, travel and entertainment, plus prescription drug and eyewear discounts with Savings Made Easy
    • Identity security including Identity IQ and Identity Theft 911™
    • $10,000 Accidental Death & Dismemberment insurance and $100,000 Common Carrier insurance
    • And more!

    Member Benefits Program with Savings Made Easy

    Member Benefits, featuring Savings Made Easy, offers discounts on name brand products, groceries, hotels, prescription drugs and more, plus eyewear and hearing instrument benefits. A complete directory of participating facilities is available at Member Benefit Package. Enter the Preferred Checking Member ID number and Login zip code, located on the front of your Member card. If you misplace your card, please contact our Service Center.

  • Select Checking

    If you can keep a higher balance in your checking account and would like a return on your investment, choose this account.

    • Earn dividends each day your balance exceeds $500
    • Unlimited check writing
    • No monthly or per item charges
    • $200 minimum balance—a $6 monthly fee will be charged should your balance drop below $200
  • Free Checking

    Looking for a basic account with no minimum balance or monthly charges? This account is for you—plain and simple.

    • Unlimited check writing
    • No minimum balance required
    • No monthly or per item charges
  • AddsUp Checking

    WESTconsin's checking account that really AddsUp!

    • High Annual Percentage Yield will be applied to the first $15,000 and the balance above this amount will earn the Membership Savings rate
    • eDocuments, Direct Deposit of your primary source of income and 15 or more posted merchant purchases (point of sale transactions) with a WESTCheck card during the statement month are required (does not include ATM transactions)
    • No per item charges
    • $500 minimum balance—a $6 monthly fee will be charged should your balance drop below $500
    • Limit one AddsUp account per household and households may not have both an AddsUp and Preferred Checking account
  • Money Market Checking

    Earn competitive rates for higher balances, with access to your funds at any time.

    • No minimum balance
    • Higher dividends on higher balances (money market rate)
      • Minimum balance of $10,000 required to receive a higher dividend rate
    • Dividends compounded monthly
    • Six withdrawals or transfers per month (three by check)
  • Volunteer Select Checking

    This account is specially designed as a "thank you" for our Volunteer Club members, who choose to volunteer at least four hours per month to local causes.

    • Unlimited check writing
    • No minimum balance required
    • No monthly service charge
    • Dividends earned on all balances
    • FREE money orders
  • Foundation Checking
    • $8 monthly account fee
    • Debit card use only—no checks will be issued
    • No minimum balance required
    • No per item charges

    Bill payment is not available with Foundations checking.

Check out these benefits that come with all WESTconsin checking accounts:

CheckingFree WESTCheck Debit Card

Online BankingFree WESTconsin Online banking

Mobile BankingMobile Banking and bill payment

CALL-24CALL-24 telephone account access

Payment Transfers6 free automatic or phone transfers per statement cycle

Automatic PaymentsAutomatic payment transfers

Direct DepositDirect deposit

Check ReordersConvenient check reorders

Ready ReserveReady Reserve line of credit*

Earth-Friendly Custom ChecksEarth-friendly custom checks**

All checking accounts are subject to the terms and conditions in the Account Disclosure and Service Charges and Fee Schedule.

*A loan that automatically transfers money into your checking account to prevent overdrafts, and is available whenever you need a little extra cash. The interest rate is lower than many credit cards and you only pay when you use it. Apply online.

**Our custom checks are printed and packaged with 50% recycled paper containing at least 10% post-consumer waste. Receive two free boxes of our custom checks per year with our Preferred Checking Account.

WESTconsin Credit Union Notification:

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